Hi, I'm Jim (James) Cassidy, MERCHANT ADVOCATE

1. Ask me about reducing your merchant account expense 2. Straight Pass Thru Blog 3. New news & Info  4. Contact 5. Is my equipment compatible

YOU TIRED OF SMOKE N MIRRORS AND THE PAIN ASSOCIATED WITH MERCHANT SERVICES OR ACCEPTING CREDIT CARDS..? We don't sell, we consult and educate with honesty and integrity. I'm a payment professional who has seen the industry change for the past 10 years and we can truly reduce your CC processing expense. Please tell us your process for evaluating companies like ours. If this is what you would like to do, then we would like to get your new account activated as soon as possible ...for all the obvious reasons...is this what you would like to do? Just ask us how!

Mission Statement
Pay Pro's strives to provide a superior level of transaction processing services to merchants across the U.S. by offering fair, fully disclosed and honest pricing with the highest level of on-going customer support that consistently exceeds our merchants’ expectations. We continue to expand our merchant base by offering a consultative sales approach and being a recognized technology innovator in our rapidly changing industry. Happy Merchant Services is proud to be a registered agent of Pay Pros.

 

Below you will find out more about our company & testimonials

ABOUT US - Pay Pro's has the right stuff,

Happy Merchant Services  is a Registered Agent for Pay Pro's who is a Member Service Provider for MasterCard International and a Registered Independent Sales Organization for Visa USA through Wells Fargo. We serve over 965 financial institutions and 160,000 merchants. We can provide the following processing solutions: Terminals, Softwear, gateways and wonderful customer service.

We offer a complete array of products and services that can be uniquely customized for the special needs of all sizes and types of merchants whether operating in a retail, e-commerce or mail order/telephone order environment. 

• Prioritized 24/7 Customer Service.
• No Hidden Fees.
• Full Visa/MasterCard Check Card Rebates.
• A Straight Pass-Through from Visa/MasterCard on
    Surcharges and Interchange Reductions.
• Premiere On-Line Reporting.
• Discount Charged Monthly, Not Daily.
• No Switching Costs.
• Full Disclosure of all Processing Fees.
• Easy to Understand Monthly Statements.
• An Account Executive Permanently Assigned to you.

Processors will promise low discount rates, but the hidden costs and expensive surcharge categories like “Tiers”, “Non-Qualified”, etc. are in fact making the “low discount rate” meaningless.

As I mentioned, we can eliminate the pain associated with accepting credit cards, increase your organization's profits and reduce your credit card processing expense significantly. 

We now offer companies
a cash advance opportunity.

Have you been thinking about a new piece of equipment but not sure if you have the cash on hand for the purchase?  Maybe some advertising to bolster sales in this down economy.  Maybe you want to get caught up on some bills or maybe you just would like to have a little bit of extra cash on hand to get you thru the slow periods. Whatever you spend it on is your business. Most banks and lending institutions are in freeze mode based on the economy. our Business Development program invests in you. You can have up to 125% of your monthly credit card processing volume deposited in to your bank account in 7 to 10 business days. 24 hour approval in most cases. Click here to email me and find out more.

WHAT THE CUSTOMERS SAY!!

 "Happy New Year James,  One of the best financial decisions I made last year was signing up with U S Merchant Services as our credit card processor. From day 1 we have never been happier with a vendor. I want to thank you and your staff for your support in easing the transition and we have not had any problems since. U S Merchant Services is what you said it was! I have attached a copy of our most recent stattement for your review, it was good hearing from you. Have a great year in 2010 ”  
Jeff Tucker 
CFO 
DSA/Phototech
Carson, California
 
 

"James,  You taught me so much about the processing and fees during our search and ended up being the best value it is easy to give a recommendation. Great to hear from you – thanks for touching base.
Jim ”
  

James Eichelman

Controller
 
BTE Technologies, Inc.


"James got back to me in about 5 minutes with information to the rate structure and a link to his website and blog so I could compare. Thanks James.”  
John Clegg
 
Minneapolis, Minnesota

"James,  Thanks for your A + service. – Have a great day! ”  
Mariah M. Qian
Owner
 
SEBA, INC.
Carson, California

"James,  Thank you for the quick response to my concern. As before, you "jumped" in and had the problem fixed in no time at all. Looks like we are good to go now. Just want you to know we appreciate your timely response to our concerns. in managing the accounts you help us with.”  
Marci Leiendecker

L & N Image Apparel
 
Santa Ana ,Ca 92705


"I do not normally write testimonials but this one is an exception. You have a very satisfied customer in your hands! I found your process on  getting our service up and running straightforward, and was pleasantly surprised on how quickly you got the accounts approved. Your knowledge of the business, our needs, and the ability to quickly get us any information that we needed  was outstanding  Keep it up.”  
Julie Bobrow

Special Projects Coordinator
 
ePromos Promotional Products Inc.

New York, NY 10017


"Key-Bak has been with U S Merchant Services for over two years and everything James promised he followed through. James will check up on your account to make sure he is saving your company money. James will answer your calls If you are not happy with anything. We appreciate his follow through! You do a very good job on our account with Merchant Services!
Thanks James,”
  

Renee Cooper

Controller
 
West Coast MFG. Company  (Key-Bak)

Ontario, Ca 91761


"Hi James,
I wanted to thank you for the excellent customer service you've given our company in the last year. Good customer service, let alone excellent customer service, is VERY hard to come by these days, and you are one of those rare individuals who provides it.
I am quickly connected with a "live body" when I call in, not an eight minute recording. You make yourself available to receive calls, or if you are unavailable, you call back in a timely manner (same day). You truly try to pair the products you offer to what will work for us, not using "hard sell" tactics to only make a commission. You are upfront and honest about what your company can and can't offer (products and prices), which enables us to make a wise, long-term commitment... which in turn, will keep the relationship active.
You know your product and how it compares to your competitors, which helps us make educated decisions about the products we use. And you are friendly and sincere.
I find these qualities of excellence in only about 1% of Customer Service Representatives I come in contact with, which is extremely disturbing to me. I greatly appreciate you James, and the excellent customer service skills you have. THANK-YOU!! ”
  

Teri Reynolds

Bookkeeper
   
Sacramento, Ca